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Design
FRAGMENT
1Schema
2Ledger
3Reports
Description
Account
Amount
Balanced
A ledger for engineers
Description
Account
Amount
Balanced
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We make ledgers accessible by turning them into code. So you can manage balances that traditional financial systems can't. And build products that exchange value in ways never before possible.
Balances, solved
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FRAGMENT
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Entries
Deposit
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Bank
Bank****3728
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BalanceTransactions
Txn_238dhj
Txn_172ykz
FRAGMENT tracks every transaction across all your systems, so payments always reconcile and balances are never wrong.
Enterprise-grade
Declarative schemas
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Turn your funds flow into code and embed it in your product.
Multi-currency
Account
FX-Exposure
Balances
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JPY
One ledger, every currency.
Integrations
Add+
Stripe
Unit
Increase
Custom
Sync transactions from your financial systems with entries in your ledger.
Building a real-time ledger is hard. It takes forever, requires lots of engineers, and you won't know it's wrong until it's too late. FRAGMENT provides all the power of double-entry with none of the risk or hassle.
Performance
Unlike relational databases, FRAGMENT fans out writes and aggregates reads so your requests are never bottlenecked.

Requests: 19,622,609
Metric
/sec
@p95
Reads
Writes
7,498
14,578
33
69
Use CasesWith FRAGMENT, building financial products is like constructing Lego. What once took months can now be assembled in a few clicks.
Wallets
Offer per-user stored balances
Remittance
Track cross border payments
Vertical Saas
Seamlessly embed many financial features
Cards
Own your own card auth rules
Credit
Offer more tailored credit products
Lending
Service loans on your schedule
Investments
Build and manage investment portfolios
Treasury
Manage liquidity across many accounts
Reconciliation
Automate your financial close
Reporting
Build internal reports and dashboards
Rewards
Offer custom rewards programs
SPVs
Manage special purpose vehicles
Wallets
Offer per-user stored balances
Remittance
Track cross border payments
Vertical Saas
Seamlessly embed many financial features
Cards
Own your own card auth rules
Credit
Offer more tailored credit products
Lending
Service loans on your schedule
Investments
Build and manage investment portfolios
Treasury
Manage liquidity across many accounts
Reconciliation
Automate your financial close
Reporting
Build internal reports and dashboards
Rewards
Offer custom rewards programs
SPVs
Manage special purpose vehicles
No one builds their own database. Why build one for your money?
©
 FRAGMENT  
2025